Services / $0 Out-of-Pocket Financing
Build now. Pay with equity.
Your property already holds the capital to build your ADU. Through our financing partners, qualified homeowners leverage existing equity to fund the entire project — no cash down, no payments until funding, and rental income that typically covers the note with margin.
Detached ADU — Los Angeles
The Scope
What's included
$0 down for qualified homeowners
Financing options presented within 48 hours
Rent typically covers the monthly payment — with margin
We structure it; you approve it. No obligation.
Every line above lives inside one contract, one schedule, and one accountable team — that's the One Stop in the name.
EQUITY.
Your property already holds the capital to build.
The Timeline
How it unfolds
01Equity Review
A quick review of your property value and existing loans.
02Options Presented
2–3 tailored structures: HELOC, construction loan, or cash-out.
03Approval & Funding
We coordinate appraisal and underwriting alongside design.
04Draws During Build
Funds release per milestone — you never front the build.
Ready when you are.
Free property assessment, honest numbers, zero pressure.